(19)

(11)

EP 1 820 149 A2

(12)

(88) Date of publication A3: 17.08.2006 (43) Date of publication: 22.08.2007 Bulletin 2007/34 (21) Application number: 05779441.4 (22) Date of filing: 10.08.2005

(51) International Patent Classification (IPC):  G06Q 30/00(2006.01) (86) International application number: PCT/IN2005/000268 (87) International publication number: WO 2006/018856 (23.02.2006 Gazette 2006/08)

(84) Designated Contracting States: AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LI LT LU LV MC NL PL PT RO SE SI SK TR (30) Priority: 16.08.2004 US 919108 (71) Applicant: Agarwal, Sanjiv Kolkata - 700 033, West Bengal (IN)	(72) Inventor: Agarwal, Sanjiv Kolkata - 700 033, West Bengal (IN) (74) Representative: von Hellfeld, Axel  Wuesthoff & Wuesthoff Patent- und Rechtsanwälte Schweigerstrasse 2 D-81541 München D-81541 München (DE)