(19)
(11) EP 1 846 887 A2

(12)

(88) Date of publication A3:
01.02.2007

(43) Date of publication:
24.10.2007 Bulletin 2007/43

(21) Application number: 06718864.9

(22) Date of filing: 18.01.2006
(51) International Patent Classification (IPC): 
G06Q 40/00(2006.01)
(86) International application number:
PCT/US2006/001856
(87) International publication number:
WO 2006/078793 (27.07.2006 Gazette 2006/30)
(84) Designated Contracting States:
AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LI LT LU LV MC NL PL PT RO SE SI SK TR

(30) Priority: 18.01.2005 US 39367
18.01.2005 US 39387
11.03.2005 US 77990
22.07.2005 US 701735 P
28.07.2005 US 704177 P

(71) Applicant: Pembroke, John J.
Evergreen, Colorado 80439 (US)

(72) Inventor:
  • Pembroke, John J.
    Evergreen, Colorado 80439 (US)

(74) Representative: Gill, David Alan 
W.P. Thompson & Co., 55 Drury Lane
London WC2B 5SQ
London WC2B 5SQ (GB)

   


(54) METHODS AND SYSTEMS FOR FINANCING EXPENSES WITH A LOAN SECURED BY REAL PROPERTY