(19)

(11)

EP 2 183 717 A1

(12)

(43) Date of publication: 12.05.2010 Bulletin 2010/19 (21) Application number: 07813356.8 (22) Date of filing: 25.07.2007

(51) International Patent Classification (IPC):  G06Q 40/00(2006.01) (86) International application number: PCT/US2007/074366 (87) International publication number: WO 2009/014538 (29.01.2009 Gazette 2009/05)

(84) Designated Contracting States: AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LI LT LU LV MC MT NL PL PT RO SE SI SK TR Designated Extension States: AL BA HR MK RS (71) Applicant: Goldmine World, INC. D/B/A World Bankcard Services 10855 Fairfax Boulevard, 3rd Floor Fairfax, Virginia 22030 (US)	(72) Inventor: IM, Sungbin Oakton, Virginia 22124 (US) (74) Representative: Cordina, Kevin John  Olswang LLP 90 High Holborn London WC1V 6XX 90 High Holborn London WC1V 6XX (GB)