ELECTRONIC CHECK FINANCIAL PAYMENT SYSTEMS AND METHODS - Patent 2198545

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EP 2 198 545 A1

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(43)	Date of publication:
	23.06.2010 Bulletin 2010/25

(21)	Application number: 08834895.8

(22)	Date of filing: 30.09.2008

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International Patent Classification (IPC):

H04K 1/00^(2006.01)

(86)	International application number:
	PCT/US2008/078253

(87)	International publication number:
	WO 2009/045998 (09.04.2009 Gazette 2009/15)

(84)	Designated Contracting States:
	AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MT NL NO PL PT RO SE SI SK TR
	Designated Extension States:
	AL BA MK RS

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Priority:

05.10.2007 US 868335
07.10.2007 US 868504
08.10.2007 US 868939
09.10.2007 US 869739

(71)	Applicant: Global Standard Financial, Inc.
	Alpharetta, GA 30022 (US)

(72)	Inventors:
	LALONDE, Michael, G. Alpharetta GA 30005 (US) GILDER, Clark, S. Alpharetta GA 30022 (US)

(74)	Representative: von Kreisler Selting Werner
	Deichmannhaus am Dom Bahnhofsvorplatz 1 50667 Köln 50667 Köln (DE)

(54)	ELECTRONIC CHECK FINANCIAL PAYMENT SYSTEMS AND METHODS