(19)

(11)

EP 2 318 984 A2

(12)

(88) Date of publication A3: 15.04.2010 (43) Date of publication: 11.05.2011 Bulletin 2011/19 (21) Application number: 09801033.3 (22) Date of filing: 23.07.2009

(51) International Patent Classification (IPC):  G06Q 30/00(2006.01) (86) International application number: PCT/US2009/051609 (87) International publication number: WO 2010/011876 (28.01.2010 Gazette 2010/04)

(84) Designated Contracting States: AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK SM TR Designated Extension States: AL BA RS (30) Priority: 23.07.2008 US 82830 P (71) Applicant: Kulakowski, Robert Rancho Santa Fe, CA 92067 (US)	(72) Inventor: Kulakowski, Robert Rancho Santa Fe, CA 92067 (US) (74) Representative: Warrilow, David Thomas  London IP Ltd 2 Cobble Mews Mountgrove Road GB-London N5 2LN GB-London N5 2LN (GB)