(19)

(11)

EP 2 457 207 A1

(12)

(43) Date of publication: 30.05.2012 Bulletin 2012/22 (21) Application number: 10802911.7 (22) Date of filing: 22.07.2010

(51) International Patent Classification (IPC):  G06Q 30/00(2012.01) (86) International application number: PCT/US2010/042924 (87) International publication number: WO 2011/011616 (27.01.2011 Gazette 2011/04)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK SM TR (30) Priority: 23.07.2009 US 508509 23.07.2009 US 508514 (71) Applicant: FMR LLC Boston, MA 02109 (US)	(72) Inventors: MCDONOUGH, John, C. Nahant MA 01908 (US) STERN, Hadley, Rupert West Newton MA 02465 (US) (74) Representative: Greene, Simon Kenneth  Elkington and Fife LLP 8 Pembroke Road Sevenoaks Kent TN13 1XR Sevenoaks Kent TN13 1XR (GB)