(19)

(11)

EP 2 462 553 A1

(12)

(43) Date of publication: 13.06.2012 Bulletin 2012/24 (21) Application number: 09848118.7 (22) Date of filing: 03.08.2009

(51) International Patent Classification (IPC):  G06Q 50/00(2012.01) (86) International application number: PCT/US2009/052545 (87) International publication number: WO 2011/016796 (10.02.2011 Gazette 2011/06)

(84) Designated Contracting States: AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK SM TR (71) Applicant: Ng, Kim Kwee Centereach, NY 11720-3042 (US)	(72) Inventor: Ng, Kim Kwee Centereach, NY 11720-3042 (US) (74) Representative: Hauck Patent- und Rechtsanwälte  Neuer Wall 50 DE-20354 Hamburg DE-20354 Hamburg (DE)