(19)

(11)

EP 2 467 817 A2

(12)

(88) Date of publication A3: 07.07.2011 (43) Date of publication: 27.06.2012 Bulletin 2012/26 (21) Application number: 10797775.3 (22) Date of filing: 07.07.2010

(51) International Patent Classification (IPC):  G06Q 40/00(2012.01) G06Q 20/00(2012.01) (86) International application number: PCT/US2010/041193 (87) International publication number: WO 2011/005848 (13.01.2011 Gazette 2011/02)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO SE SI SK SM TR (30) Priority: 07.07.2009 US 498953 07.07.2009 US 498946 07.07.2009 US 498941 06.11.2009 US 613729 (71) Applicant: Chenot, Richard H. St. Charles, Missouri 63301 (US)	(72) Inventor: Chenot, Richard H. St. Charles, Missouri 63301 (US) (74) Representative: Perkins, Sarah et al Stevens Hewlett & Perkins 1, Pemberton Row London EC4A 3BG London EC4A 3BG (GB)