(19)

(11)

EP 2 614 471 A1

(12)

(43) Date of publication: 17.07.2013 Bulletin 2013/29 (21) Application number: 11758537.2 (22) Date of filing: 06.09.2011

(51) International Patent Classification (IPC):  G06Q 20/00(2012.01) H04L 29/08(2006.01) (86) International application number: PCT/GB2011/001309 (87) International publication number: WO 2012/032291 (15.03.2012 Gazette 2012/11)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR (30) Priority: 06.09.2010 GB 201014784 (71) Applicant: Mobank Limited London SW19 7DR (GB)	(72) Inventors: KEEN, Dominic John London SW19 7DR (GB) YOUNIS, Zahid Ali Birmingham B18 6BA (GB) (74) Representative: Boult Wade Tennant  Verulam Gardens 70 Grays Inn Road London WC1X 8BT London WC1X 8BT (GB)