(19)

(11)

EP 2 718 894 A2

(12)

(43) Date of publication: 16.04.2014 Bulletin 2014/16 (21) Application number: 13742969.2 (22) Date of filing: 30.01.2013

(51) International Patent Classification (IPC):  G06Q 30/02(2012.01) (86) International application number: PCT/US2013/023942 (87) International publication number: WO 2013/116404 (08.08.2013 Gazette 2013/32)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME (30) Priority: 31.01.2012 US 201261592807 P 05.04.2012 US 201261620472 P (71) Applicant: Purple Key, Inc. New York, NY 10019 (US)	(72) Inventor: DAVIDSON, Robert New York, NY 10024 (US) (74) Representative: Rupprecht, Kay et al Meissner, Bolte & Partner GbR Widenmayerstraße 47 80538 München 80538 München (DE)