(19)

(11)

EP 3 017 409 A1

(12)

(43) Date of publication: 11.05.2016 Bulletin 2016/19 (21) Application number: 14820709.5 (22) Date of filing: 27.06.2014

(51) International Patent Classification (IPC):  G06Q 20/02(2012.01) (86) International application number: PCT/AU2014/050100 (87) International publication number: WO 2015/000026 (08.01.2015 Gazette 2015/01)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME (30) Priority: 02.07.2013 AU 2013902443 (71) Applicant: Accounts 4 Life Pty Ltd. Kew, Victoria 3101 (AU)	(72) Inventor: BLACK, Terry Andrew Kew, Victoria 3101 (AU) (74) Representative: Walker, Ross Thomson  Forresters Skygarden Erika-Mann-Strasse 11 80636 München 80636 München (DE)