(19)
(11) EP 3 053 118 A1

(12)

(43) Date of publication:
10.08.2016 Bulletin 2016/32

(21) Application number: 14851165.2

(22) Date of filing: 06.10.2014
(51) International Patent Classification (IPC): 
G06Q 20/32(2012.01)
(86) International application number:
PCT/US2014/059274
(87) International publication number:
WO 2015/051361 (09.04.2015 Gazette 2015/14)
(84) Designated Contracting States:
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated Extension States:
BA ME

(30) Priority: 04.10.2013 US 201314046792

(71) Applicant: Modopayments, LLC
Richardson, TX 75080 (US)

(72) Inventors:
  • HARVEY, Gregory, W.
    McKinney, TX 75071 (US)
  • BROWN, Samuel, N.
    Dallas, TX 75251 (US)
  • SINK, David, S.
    Murphy, TX 75094 (US)
  • WILKINSON, Aaron
    Plano, TX 75075 (US)
  • MENEFEE, Michael
    Richardson, TX 75080 (US)
  • SAUM, Mark, S.
    Plano, TX 75075 (US)
  • BERGIN, Colm
    Dallas, TX 75248 (US)
  • PARKER, Bruce
    Richardson, TX (US)
  • SCHULZ, Ralf, Erich
    San Francisco, CA 94110 (US)
  • BUELL, Jon
    Dallas, TX 75238 (US)
  • FISHER, Jason
    Plano, TX 75023 (US)

(74) Representative: Gosnall, Toby 
Barker Brettell LLP 100 Hagley Road
Edgbaston Birmingham B16 8QQ
Edgbaston Birmingham B16 8QQ (GB)

   


(54) SYSTEM AND METHOD FOR MANAGING MERCHANT-CONSUMER INTERACTIONS