(19)

(11)

EP 3 058 534 A1

(12)

(43) Date of publication: 24.08.2016 Bulletin 2016/34 (21) Application number: 13783508.8 (22) Date of filing: 18.10.2013

(51) International Patent Classification (IPC):  G06Q 40/00(2012.01) (86) International application number: PCT/EP2013/071864 (87) International publication number: WO 2015/055254 (23.04.2015 Gazette 2015/16)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME (30) Priority: 17.10.2013 WO PCT/EP2013/071755 (71) Applicant: Swiss Reinsurance Company Ltd. 8022 Zürich (CH)	(72) Inventors: KNAUST, Timothy, John Gillingham Kent ME8 0QD (GB) FERGUSON, David, Thomas Sevenoaks Kent TN13 1QL (GB) PLEWS, Nicola London E1W 1LP (GB) DOTT, Alan, James Ipswich Suffolk IP3 0PD (GB) CHUNG PATTERSON, Helen, Elisabeth Datchet Berkshire SL3 9AP (GB) (74) Representative: Leimgruber, Fabian Alfred Rupert  ThomannFischer Elisabethenstrasse 30 4010 Basel 4010 Basel (CH)