(19)

(11)

EP 3 097 523 A1

(12)

(43) Date of publication: 30.11.2016 Bulletin 2016/48 (21) Application number: 15740480.7 (22) Date of filing: 26.01.2015

(51) International Patent Classification (IPC):  G06Q 10/06(2012.01) (86) International application number: PCT/US2015/012923 (87) International publication number: WO 2015/112983 (30.07.2015 Gazette 2015/30)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME (30) Priority: 24.01.2014 US 201461931426 P (71) Applicant: Impact Forecasting, LLC Chicago, IL 60601 (US)	(72) Inventor: JAKUBOWSKI, Steven, A. Naperville, IL 60563 (US) (74) Representative: Peterreins Schley  Patent- und Rechtsanwälte Hermann-Sack-Strasse 3 80331 München 80331 München (DE)