(19)

(11)

EP 3 105 732 A1

(12)

(43) Date of publication: 21.12.2016 Bulletin 2016/51 (21) Application number: 14827243.8 (22) Date of filing: 30.12.2014

(51) International Patent Classification (IPC):  G06Q 30/06(2012.01) (86) International application number: PCT/EP2014/079481 (87) International publication number: WO 2015/120949 (20.08.2015 Gazette 2015/33)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME (30) Priority: 14.02.2014 FR 1451203 (71) Applicant: Bancontact-Mistercash NV / SA 1040 Brussels (BE)	(72) Inventor: HUQUE, Thierry B-1367 Grand-Rosiere (BE) (74) Representative: Thibon, Laurent  Cabinet Beaumont 1, rue Champollion 38000 Grenoble 38000 Grenoble (FR)