(19)

(11)

EP 3 117 383 A1

(12)

(43) Date of publication: 18.01.2017 Bulletin 2017/03 (21) Application number: 16753040.1 (22) Date of filing: 18.02.2016

(51) International Patent Classification (IPC):  G06Q 20/36(2012.01) (86) International application number: PCT/US2016/018421 (87) International publication number: WO 2016/134117 (25.08.2016 Gazette 2016/34)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: MA MD (30) Priority: 20.02.2015 US 201562118719 P (71) Applicant: Samsung Pay, Inc. Burlington, MA 01803 (US)	(72) Inventor: WALLNER, George Miami Beach, Florida 33139 (US) (74) Representative: Cundy, Jack William  HGF Limited 140 London Wall London EC2Y 5DN London EC2Y 5DN (GB)