(19)

(11)

EP 3 164 836 A2

(12)

(88) Date of publication A3: 03.03.2016 (43) Date of publication: 10.05.2017 Bulletin 2017/19 (21) Application number: 15815090.4 (22) Date of filing: 01.07.2015

(51) International Patent Classification (IPC):  G06Q 20/20(2012.01) (86) International application number: PCT/US2015/038877 (87) International publication number: WO 2016/004235 (07.01.2016 Gazette 2016/01)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: MA (30) Priority: 01.07.2014 US 201414321573 (71) Applicant: Hay, Ronny Encino, California 91316 (US)	(72) Inventor: Hay, Ronny Encino, California 91316 (US) (74) Representative: RGTH  Patentanwälte PartGmbB Neuer Wall 10 20354 Hamburg 20354 Hamburg (DE)