(19)

(11)

EP 3 210 178 A1

(12)

(43) Date of publication: 30.08.2017 Bulletin 2017/35 (21) Application number: 15817608.1 (22) Date of filing: 22.10.2015

(51) International Patent Classification (IPC):  G06Q 20/32(2012.01) G06Q 20/40(2012.01) G06Q 20/04(2012.01) (86) International application number: PCT/TR2015/050146 (87) International publication number: WO 2016/064365 (28.04.2016 Gazette 2016/17)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: MA (30) Priority: 22.10.2014 TR 201412392 (71) Applicant: Denizbank Anonim Sirketi 34394 Sisli/ Istanbul (TR)	(72) Inventor: CAM, Gurhan 34394 Istanbul (TR) (74) Representative: Dericioglu Kurt, Ekin  Ankara Patent Bureau Limited Bestekar Sokak No: 10 Kavaklidere 06680 Ankara 06680 Ankara (TR)