(19)
(11) EP 3 304 480 A1

(12)

(43) Date of publication:
11.04.2018 Bulletin 2018/15

(21) Application number: 16804044.2

(22) Date of filing: 25.05.2016
(51) International Patent Classification (IPC): 
G06Q 40/02(2012.01)
G06Q 50/00(2012.01)
 G06Q 20/10(2012.01)
(86) International application number:
PCT/US2016/034187
(87) International publication number:
WO 2016/196148 (08.12.2016 Gazette 2016/49)
(84) Designated Contracting States:
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated Extension States:
BA ME
Designated Validation States:
MA MD

(30) Priority: 01.06.2015 US 201562169429 P
24.05.2016 US 201615163047

(71) Applicant: Visa International Service Association
San Francisco, CA 94128-8999 (US)

(72) Inventors:
  • SHARMA, Varun
    Singapore 460022 (SG)
  • ACHHRA, Santosh Lachhman
    Singapore 460109 (SG)
  • TSIKINE, Stanislav Igorevich
    San Jose, California 95129 (US)
  • PATIL, Ajit Vilasrao
    Singapore 440030 (SG)
  • PAYKIS, Sergey Alex
    Belmont, California 94002 (US)
  • ADITYA, Srijoy
    Los Altos, California 94024 (US)
  • KANDALOO, Nandakumar
    Mountain View, California 94040 (US)

(74) Representative: Zeuner Summerer Stütz 
Nußbaumstrasse 8
80336 München
80336 München (DE)

   


(54) SYSTEMS AND METHODS TO ORGANIZE DATA SUPPORTING EFFICIENT PROCESSING OF LARGE SCALE PROPAGATION OF RESOURCES AMONG USERS OF ACCOUNTS