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(11)

EP 3 430 586 A1

(12)

(43) Date of publication: 23.01.2019 Bulletin 2019/04 (21) Application number: 17709230.1 (22) Date of filing: 16.02.2017

(51) International Patent Classification (IPC):  G06Q 30/00(2012.01) G06Q 30/06(2012.01) G06Q 30/04(2012.01) (86) International application number: PCT/US2017/018056 (87) International publication number: WO 2017/160454 (21.09.2017 Gazette 2017/38)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: MA MD (30) Priority: 15.03.2016 US 201615070675 15.03.2016 US 201615070353 (71) Applicant: Square, Inc. San Francisco, California 94103 (US)	(72) Inventors: TSOU, Victor San Francisco, CA 94103 (US) HAWTHORNE, Kathryne, Hollie San Francisco, CA 94103 (US) MCCORMICK, Damon San Francisco, CA 94103 (US) FINEBERG, Alan San Francisco, CA 94103 (US) (74) Representative: Fraser, Karen et al Kilburn & Strode LLP Lacon London 84 Theobalds Road London WC1X 8NL London WC1X 8NL (GB)