(19)

(11)

EP 3 446 274 A1

(12)

(43) Date of publication: 27.02.2019 Bulletin 2019/09 (21) Application number: 17718882.8 (22) Date of filing: 14.04.2017

(51) International Patent Classification (IPC):  G06Q 20/38(2012.01) G06F 21/31(2013.01) G06Q 20/40(2012.01) G06F 21/32(2013.01) (86) International application number: PCT/EP2017/059073 (87) International publication number: WO 2017/182411 (26.10.2017 Gazette 2017/43)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: MA MD (30) Priority: 18.04.2016 FR 1653394 (71) Applicant: Bancontact Payconiq Company 1040 Bruxelles (BE)	(72) Inventors: HUQUE, Thierry 1367 Grand-Rosiere (BE) THYS, Gerd 2018 Antwerpen (BE) WOUTERS, Karel 3530 Houthalen (BE) (74) Representative: Cabinet Beaumont  4, Place Robert Schuman B.P. 1529 38025 Grenoble Cedex 1 38025 Grenoble Cedex 1 (FR)