(19)

(11)

EP 3 583 523 A1

(12)

(43) Date of publication: 25.12.2019 Bulletin 2019/52 (21) Application number: 18754554.6 (22) Date of filing: 15.02.2018

(51) International Patent Classification (IPC):  G06F 17/30(2006.01) G06Q 40/02(2012.01) G06Q 30/06(2012.01) (86) International application number: PCT/US2018/018450 (87) International publication number: WO 2018/152377 (23.08.2018 Gazette 2018/34)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: MA MD TN (30) Priority: 15.02.2017 US 201715433966 (71) Applicant: Paybook, Inc. Austin, TX 78701 (US)	(72) Inventor: TREVINO ROJAS, Gerardo Austin TX 78701 (US) (74) Representative: Blake, Stephen James  Marks & Clerk LLP Alpha Tower Suffolk Street Queensway Birmingham B1 1TT Birmingham B1 1TT (GB)