(19)

(11)

EP 3 906 518 A1

(12)

(43) Date of publication: 10.11.2021 Bulletin 2021/45 (21) Application number: 19829188.2 (22) Date of filing: 19.12.2019

(51) International Patent Classification (IPC):  G06Q 20/20(2012.01) G06Q 10/08(2012.01) G07F 11/40(2006.01) (52) Cooperative Patent Classification (CPC): G06Q 20/203; G07F 11/40; G06Q 10/087 (86) International application number: PCT/EP2019/086479 (87) International publication number: WO 2020/141093 (09.07.2020 Gazette 2020/28)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (30) Priority: 04.01.2019 EP 19150290 (71) Applicant: JT International SA 1202 Geneva (CH)	(72) Inventors: THOMPSON, Nicholas Anthony London Greater London EC1N 2AE (GB) PORTER, Scott Alan Norwich Norfolk NR3 2JZ (GB) (74) Representative: Gill Jennings & Every LLP  The Broadgate Tower 20 Primrose Street London EC2A 2ES London EC2A 2ES (GB)