(19)

(11)

EP 4 055 545 A1

(12)

(43) Date of publication: 14.09.2022 Bulletin 2022/37 (21) Application number: 21763424.5 (22) Date of filing: 23.06.2021

(51) International Patent Classification (IPC):  G06Q 20/22(2012.01) (52) Cooperative Patent Classification (CPC): G06Q 20/229; G06Q 20/4012; G06Q 20/405; G06Q 20/42 (86) International application number: PCT/TR2021/050640 (87) International publication number: WO 2022/125019 (16.06.2022 Gazette 2022/24)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (30) Priority: 09.12.2020 TR 202020100 08.06.2021 US 202117341405 (71) Applicant: Lydians Elektronik Para ve Ödeme Hizmetleri Anonim Sirketi Istanbul (TR)	(72) Inventor: TOSMUR, Fatih Adana (TR) (74) Representative: Yalçiner Patent and Consulting Ltd.  Tunus Caddesi 85/3-4 Kavaklidere Ankara Ankara (TR)