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EP 4 128 045 A2

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(88) Date of publication A3: 09.12.2021 (43) Date of publication: 08.02.2023 Bulletin 2023/06 (21) Application number: 21780754.4 (22) Date of filing: 01.04.2021

(51) International Patent Classification (IPC):  G06K 19/067(1990.01) H01Q 1/00(1968.09) G06K 19/07(1990.01) (52) Cooperative Patent Classification (CPC): G06K 19/07771; G06K 19/02 (86) International application number: PCT/US2021/025292 (87) International publication number: WO 2021/202821 (07.10.2021 Gazette 2021/40)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (30) Priority: 02.04.2020 US 202063004491 P 23.04.2020 US 202063014142 P 29.05.2020 US 202063031571 P 04.06.2020 US 202063034965 P 05.06.2020 US 202063035670 P 17.06.2020 US 202063040033 P 18.06.2020 US 202063040544 P 17.07.2020 US 202063053559 P 12.08.2020 US 202016991136 12.08.2020 US 202016991142 14.08.2020 US 202016993295 15.08.2020 US 202016994558 14.09.2020 US 202017019378 09.11.2020 US 202017092332 15.03.2021 US 202163160974 P (71) Applicant: Federal Card Services, LLC Cincinnati, OH 45233 (US)

(72) Inventor: FINN, David 87629 Füssen Weissensee (DE) (74) Representative: Clark, Jonathan Lister  JJCV Ltd. 342D South Lambeth Road Stockwell London SW8 1UQ London SW8 1UQ (GB)