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(11)

EP 4 168 951 A1

(12)

(43) Date of publication: 26.04.2023 Bulletin 2023/17 (21) Application number: 21829535.0 (22) Date of filing: 22.06.2021

(51) International Patent Classification (IPC):  G06Q 10/00(2023.01) (52) Cooperative Patent Classification (CPC): G06Q 10/10; G06Q 40/08 (86) International application number: PCT/US2021/038455 (87) International publication number: WO 2021/262700 (30.12.2021 Gazette 2021/52)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (30) Priority: 22.06.2020 US 202016908523 22.06.2020 US 202016908551 22.06.2020 US 202016908569 22.06.2020 US 202016908587 (71) Applicant: Aon Risk Services, Inc. of Maryland New York, NY 10038 (US)

(72) Inventors: LEE, Lewis, C. New York, NY 10038 (US) BOWMAN, Louise Janice, Luvina New York, NY 10038 (US) FLEMING, Samuel Cameron New York, NY 10038 (US) LEDGERWOOD, David Christopher New York, NY 10038 (US) GONZALEZ, Jesus New York, NY 10038 (US) (74) Representative: Matter IP Limited  c/o Impetus IP Ltd Office One, Ridgecombe Barn Lifton, Devon, PL16 0HD Lifton, Devon, PL16 0HD (GB)