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(11)

EP 4 176 354 A1

(12)

(43) Date of publication: 10.05.2023 Bulletin 2023/19 (21) Application number: 21832224.6 (22) Date of filing: 22.06.2021

(51) International Patent Classification (IPC):  G06F 16/22(2019.01) G06F 21/56(2013.01) G06F 21/62(2013.01) G06F 16/31(2019.01) G06F 16/14(2019.01) G06F 16/25(2019.01) G06F 16/16(2019.01) G06F 16/174(2019.01) G06F 16/13(2019.01) (52) Cooperative Patent Classification (CPC): G06F 21/56; H04L 63/1416; H04L 63/145; H04L 63/0218 (86) International application number: PCT/US2021/038520 (87) International publication number: WO 2022/005821 (06.01.2022 Gazette 2022/01)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (30) Priority: 01.07.2020 US 202016918980 01.07.2020 US 202016918984 01.07.2020 US 202016918992 (71) Applicant: Morgan Stanley Services Group Inc. New York, NY 10036 (US)	(72) Inventors: EDMONDS, Joseph Baltimore, Maryland 21231 (US) ST. JOHN, Patrick Baltimore, Maryland 21231 (US) (74) Representative: Tergau & Walkenhorst Patentanwälte PartGmbB  Lurgiallee 12 60439 Frankfurt am Main 60439 Frankfurt am Main (DE)