(19)

(11)

EP 4 278 317 A1

(12)

(43) Date of publication: 22.11.2023 Bulletin 2023/47 (21) Application number: 21937158.0 (22) Date of filing: 15.04.2021

(51) International Patent Classification (IPC):  G06Q 30/00(2023.01) (52) Cooperative Patent Classification (CPC): G06Q 30/0631; G06Q 30/0282; G06Q 30/0623 (86) International application number: PCT/US2021/027379 (87) International publication number: WO 2022/220829 (20.10.2022 Gazette 2022/42)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (71) Applicant: Richards, Carl Anthony Monroe Township, NJ 08831 (US)	(72) Inventor: Richards, Carl Anthony Monroe Township, NJ 08831 (US) (74) Representative: Sach, Greg Robert  Valet Patent Services Limited Landsberger Str. 302 80687 München 80687 München (DE)