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EP 4 305 577 A1

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(43) Date of publication: 17.01.2024 Bulletin 2024/03 (21) Application number: 22768129.3 (22) Date of filing: 11.03.2022

(51) International Patent Classification (IPC):  G06Q 30/02(2023.01) G06F 16/23(2019.01) (52) Cooperative Patent Classification (CPC): G06Q 30/0241; G06Q 30/0243; G06Q 30/0244; G06Q 30/0246; G06Q 30/0251; G06Q 30/0255; G06Q 30/0269; G06Q 30/0271; G06Q 30/0277 (86) International application number: PCT/US2022/020035 (87) International publication number: WO 2022/192727 (15.09.2022 Gazette 2022/37)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (30) Priority: 12.03.2021 US 202117200556 (71) Applicants: Merkle, Inc. Columbia, Maryland 21046 (US) Randazzo, Peter Washington, Kentucky 11050 (US) Gajewski, John Dover, New Hampshire 03820 (US) Lee, John Wellesley, Massachusetts 02482 (US) Illobre, Nicholas New York, New York 10028 (US) Espinal, Dionisio New York, New York 11432 (US) Schultz, Matthew Carmel, New York 10512 (US) Joyce, Michael Glenview, Illinois 60025 (US) Yonchak, David New London, New Hampshire 03257 (US) Leger, Kelly Denver, Colorado 80238 (US) Bavaro, Gerald Rockville Centre, New York 11570 (US)

(72) Inventors: RANDAZZO, Peter Washington, KY 11050 (US) GAJEWSKI, John Dover, NH 03820 (US) LEE, John Wellesley, MA 02482 (US) ILLOBRE, Nicholas New York, NY 10028 (US) ESPINAL, Dionisio New York, NY 11432 (US) SCHULTZ, Matthew Carmel, NY 10512 (US) JOYCE, Michael Glenview, IL 60025 (US) YONCHAK, David New London, NH 03257 (US) LEGER, Kelly Denver, CO 80238 (US) BAVARO, Gerald Rockville Centre, NY 11570 (US) (74) Representative: Finnegan Europe LLP  1 London Bridge London SE1 9BG London SE1 9BG (GB)