(19)

(11)

EP 4 315 200 A1

(12)

(43) Date of publication: 07.02.2024 Bulletin 2024/06 (21) Application number: 22710894.1 (22) Date of filing: 28.02.2022

(51) International Patent Classification (IPC):  G06Q 10/06(2023.01) G16H 40/40(2018.01) G16H 40/63(2018.01) G06Q 50/06(2024.01) G16H 40/60(2018.01) G16H 40/67(2018.01) (52) Cooperative Patent Classification (CPC): G06Q 10/06314; G06Q 50/06; G16H 40/40; G16H 40/63; G16H 40/67; G06Q 10/10; G06Q 10/063; G06Q 30/02; G06Q 30/0601; G06Q 10/087; G06Q 50/22 (86) International application number: PCT/US2022/018223 (87) International publication number: WO 2022/203820 (29.09.2022 Gazette 2022/39)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (30) Priority: 25.03.2021 US 202163166169 P 25.02.2022 US 202217681692 (71) Applicant: Phillips Irrevocable Trust Charlotte, NC 28202 (US)	(72) Inventors: PHILLIPS, Brian, S. Charlotte, NC 28202 (US) WALSH, Adam, T. Charlotte, NC 28202 (US) (74) Representative: WSL Patentanwälte Partnerschaft mbB  Kaiser-Friedrich-Ring 98 65185 Wiesbaden 65185 Wiesbaden (DE)