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EP 4 449 328 A2

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(88) Date of publication A3: 20.07.2023 (43) Date of publication: 23.10.2024 Bulletin 2024/43 (21) Application number: 22865900.9 (22) Date of filing: 16.12.2022

(51) International Patent Classification (IPC):  G06Q 20/02(2012.01) G06Q 20/22(2012.01) G06Q 20/10(2012.01) G06Q 20/38(2012.01) (52) Cooperative Patent Classification (CPC): G06Q 20/023; G06Q 20/10; G06Q 20/223; G06Q 20/381; G06Q 20/3827; G06Q 20/3829 (86) International application number: PCT/SG2022/050914 (87) International publication number: WO 2023/113698 (22.06.2023 Gazette 2023/25)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC ME MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA Designated Validation States: KH MA MD TN (30) Priority: 17.12.2021 US 202117644892 (71) Applicant: Partior Pte. Ltd. Orchard Singapore 238891 (SG)

(72) Inventors: MALLELA, Naveen Singapore 238891 (SG) ODDIRAJU, Srimukh Singapore 238891 (SG) ATTARD, Mark J. Singapore 238891 (SG) BHUCHAR, Atul Singapore 238891 (SG) DESOUZA, Keith Singapore 238891 (SG) TAY, Zhenqian Singapore 238891 (SG) LEE, Muh Hwa Singapore 238891 (SG) KHIM, Ng Phen Singapore 238891 (SG) LOH, Chang Ching Singapore 238891 (SG) (74) Representative: Patentanwälte Olbricht Buchhold Keulertz  Partnerschaft mbB Neue Mainzer Straße 75 60311 Frankfurt am Main 60311 Frankfurt am Main (DE)