(19)
(11) EP 4 540 773 A1

(12)

(43) Date of publication:
23.04.2025 Bulletin 2025/17

(21) Application number: 23741220.0

(22) Date of filing: 13.06.2023
(51) International Patent Classification (IPC): 
G06Q 20/32(2012.01)
G06Q 20/12(2012.01)
G06Q 20/02(2012.01)
 G06Q 20/34(2012.01)
G06Q 20/40(2012.01)
(52) Cooperative Patent Classification (CPC):
G06Q 20/3278; G06Q 20/326; G06Q 20/352; G06Q 20/353; G06Q 20/12; G06Q 20/40; G06Q 20/02
(86) International application number:
PCT/US2023/068353
(87) International publication number:
WO 2023/245007 (21.12.2023 Gazette 2023/51)
(84) Designated Contracting States:
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC ME MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated Extension States:
BA
Designated Validation States:
KH MA MD TN

(30) Priority: 14.06.2022 US 202263352074 P

(71) Applicant: Capital One Services, LLC
McLean, Virginia 22102 (US)

(72) Inventors:
  • BARRETT, Casey
    McLean, Virginia 22102 (US)
  • RULE, Jeffrey
    McLean, Virginia 22102 (US)
  • LUTZ, Wayne
    McLean, Virginia 22102 (US)

(74) Representative: Boult Wade Tennant LLP 
Salisbury Square House 8 Salisbury Square
London EC4Y 8AP
London EC4Y 8AP (GB)

   


(54) TECHNIQUES TO PERFORM TAP TO PAY OPERATIONS IN THE IOS AND ANDROID OPERATING SYSTEM ENVIRONMENTS