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(11)

EP 4 581 546 A1

(12)

(43) Date of publication: 09.07.2025 Bulletin 2025/28 (21) Application number: 22957605.3 (22) Date of filing: 30.08.2022

(51) International Patent Classification (IPC):  G06Q 20/18(2012.01) (52) Cooperative Patent Classification (CPC): G06Q 20/18; G06Q 20/20; G06Q 20/341; G06Q 20/352; G06Q 20/34; G07F 7/0893; G07F 7/088 (86) International application number: PCT/US2022/075650 (87) International publication number: WO 2024/049465 (07.03.2024 Gazette 2024/10)

(84) Designated Contracting States: AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR Designated Extension States: BA ME Designated Validation States: KH MA MD TN (71) Applicant: VeriFone, Inc. Wilmington DE 19808 (US)	(72) Inventors: MO, James Taipei City, 105021 (TW) LIU, Kevin Taipei City, 103041 (TW) (74) Representative: DREISS Patentanwälte PartG mbB  Friedrichstraße 6 70174 Stuttgart 70174 Stuttgart (DE)