(19)
(11) EP 4 817 005 A1

(12)

(43) Date of publication:
07.10.2026 Bulletin 2026/41

(21) Application number: 24837243.5

(22) Date of filing: 10.12.2024
(51) International Patent Classification (IPC): 
G06Q 20/38(2012.01)
G06N 20/00(2019.01)
 G06N 3/08(2023.01)
G06Q 40/12(2023.01)
(52) Cooperative Patent Classification (CPC):
G06N 20/00; G06Q 40/12; G06N 3/08; G06Q 20/389; G06Q 10/04; G06Q 40/06; G06Q 40/02; G06N 5/025
(86) International application number:
PCT/US2024/059272
(87) International publication number:
WO 2025/159851 (31.07.2025 Gazette 2025/31)
(84) Designated Contracting States:
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC ME MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated Extension States:
BA
Designated Validation States:
GE KH MA MD TN

(30) Priority: 23.01.2024 IN 202411004605
28.06.2024 US 202418758304

(71) Applicant: Fidelity Information Services, LLC
Jacksonville, FL 32202 (US)

(72) Inventors:
  • PATERSON, Kieron
    Jacksonville, Florida 32202 (US)
  • BAGGA, Angad
    Jacksonville, Florida 32202 (US)
  • PADHI, Gopal
    Jacksonville, Florida 32202 (US)
  • DEMIDOVA, Julia
    Jacksonville, Florida 32202 (US)
  • SHIRADHONKAR, Mayur
    Jacksonville, Florida 32202 (US)
  • SHUKLA, Sudhanshu
    Jacksonville, Florida 32202 (US)

(74) Representative: Patel, Nikesh et al
Venner Shipley LLP TIDE Bankside 8 Emerson Street
London SE1 9DU
London SE1 9DU (GB)

   


(54) SYSTEMS AND METHODS FOR USING ARTIFICIAL INTELLIGENCE FOR RULES-BASED MODELING OF ELECTRONIC TRANSACTIONS