TECHNICAL FIELD
[0001] The present invention relates to an apparatus for the withdrawal and/or the deposit
of valuable papers, such as bank-notes, cheques, etc., particularly intended for use
by vehicle-carried customers, hereinafter referred to as vehicular customers.
BACKGROUND PRIOR ART
[0002] There are known to the art apparatus which comprise a withdrawal opening and/or a
deposit opening accessible to a customer, transport means effective to transport valuable
documents, papers, etc., between a storage space and the withdrawal opening and/or
the deposit opening, and requisite button-banks, card-readers, detecting/ sensing
and signalling means for enabling appropriate transportation of valuable papers to
and from the withdrawal and/or deposit opening.
DISCLOSURE OF THE INVENTION
[0003] Withdrawal apparatus, or bank-note dispensing apparatus, intended for vehicular customers
are encumbered with a number of drawbacks. In the case of certain apparatus of this
kind, it is necessary for the driver of a vehicle to stop in the close proximity of
the apparatus in order to be able to reach the same while remaining seated in his/her
vehicle, with the accompanying risk of causing damage to the vehicle. In addition,
the procedures which must be carried out, e.g. insertion of a bankers card, insertion
of a personal code and the sum required, removal of the card and the cash and the
receipt, cannot be performed in comfort whilst seated in a vehicle. These difficulties
are accentuated when the vehicle is a lefthand drive vehicle and the driver is right-handed.
Another drawback with known apparatus of this kind is
[0004] that dispensing and/or deposit apparatus intended mainly for vehicular customers
are positioned at such a low level as to cause discomfort when used by pedestrian
customers, who must stand in front of the apparatus when making a withdrawal or a
deposit. The object of the invention is to eliminate these drawbacks and disadvantages.
[0005] Accordingly, there is provided in accordance with the invention an apparatus for
the withdrawal and/or deposit of valuable papers and intended chiefly for use by vehicular
customers, said apparatus including an extendable arm construction which is provided
at its free end with a withdrawal and/or deposit opening, button-banks and a card-insertion
aperture. Outward extension of the arm is contingent on the presence of a vehicular
customer in front of the apparatus. The extent to which the arm is extended, the height
of the free end of the arm above a given horizontal level and the lateral angle of
the arm relative to the vertical can be controlled in correspondence with the presence
of the customer as the arm is extended, by means of a sensor arrangement provided
in the free end of the arm (thermal radiation).
[0006] Other characteristic features of the invention are disclosed in the following claims.
[0007] The apparatus described briefly above can be placed in a fixed location at a height
convenient for a standing person of average height, and, through the agency of the
flexible and individually adaptable arm, can be manipulated comfortably by a vehicular
customer, irrespective of where the customer stops his/her vehicle in front of the
apparatus, within certain limits of course.
BRIEF DESCRIPTION OF THE DRAWINGS
[0008] The invention will now be described in more detail with reference to the accompanying
drawings, in which
Figure 1 illustrates an apparatus according to the invention in its inactive, rest
position;
Figure 2 illustrates the apparatus with the arm extended to the proximity of a customer;
Figure 3 illustrates the free end of the extended arm in detail; and
Figure 4 is a plan view of the apparatus illustrated in Figure 3.
PREFERRED EMBODIMENT
[0009] Figure 1 illustrates an apparatus 10 intended for the withdrawal of bank-notes, i.e.
a bank-note dispensing apparatus, and shows the apparatus in its inactive mode. The
apparatus is intended for vehicular customers, i.e. customers who remain seated in
their automobile when using the apparatus, and is placed at a height above ground
level such that its button-banks, card-insert aperture and withdrawal opening can
be reached comfortably by the driver of a vehicle 11 parked in front of the apparatus.
As described hereinafter, the apparatus 10 may alternatively be placed at a higher
level, so that it can be operated comfortably by a pedestrian customer while standing
upright in front of the apparatus.
[0010] In addition to having button-banks, card-reader and a withdrawal opening, the apparatus
also incorporates a transport mechanism effective to transport bank-notes from a storage
station (20 in Figure 2) located within the apparatus, and detecting and signalling
means which enable bank-notes to be fed reliably and correctly from the storage station
to the withdrawal opening. These components and arrangements are well known to the
art, and are disclosed for example in U.S. Patent Specification 4,066,253, and hence
will not be described in further detail. As described in more detail hereinafter,
the apparatus 10 has a telescopically extendable arm and a further sensing or detecting
means for controlling movement of the arm, and therewith its free lengthand the angle
of the arm relative to the vertical, in dependence on the presence of a vehicular
customer in front of the apparatus. This further detecting means comprises two units,
of which one is constructed to sense the presence of a vehicle in front of the apparatus
and to activate the other of said units in response thereto. The vehicle sensing unit
is indicated in Figure 1 by a broken line and is referenced 12.
Figure 2 illustrates the situation in which the vehicle- sensor 12 has detected the
presence of the vehicle 11
[0011] in front of the apparatus 10 and has activated the aforesaid other unit (30 in Figure
3), so as to cause the arm 101 to be extended to a position in which the driver of
the vehicle 11 can comfortably reach the free end of said arm.
[0012] The apparatus is mounted in a wall 21, within which the storage station 20 (safe)
is located. In the Figure 2 embodiment, the telescopically extendable arm 101 is shown
to be extended approximately horizontally, although the arm can also be raised and
lowered somewhat at an angle to the horizontal, as indicated by the positions referenced
101' and 101". This raising and lowering of the arm in the vertical plane is made
possible by a bellow-construction 102 in the arm 101, and is controlled by the unit
30 in the detector means, in response to heat radiated from the customer.
[0013] As beforementioned, the bank-note dispensing apparatus 10 is placed at a height which
can be reached comfortably by a vehicular passenger. When the apparatus is normally
intended for pedestrian customers, it may be suitably to place the apparatus on a
higher level. In the case of a pedestrian customer standing in front of the apparatus,
the arm will extend to the position shown in Figure 1 and will remain in this position,
while the customers makes his/her withdrawal. In the case of a vehicular customer,
however, the arm will extend approximately to the position referenced 101".
[0014] In Figure 3 the arm 101 is shown to be brought to a position in which it can be reached
comfortably by the customer seated in the vehicle 11 (Figure 1), this customer having
already inserted the amount required through the illustrated upper button-bank 32,
and has proved his/her identity by inserting his/her bankers card in the card reader
33 shown to the right, and has inserted his/her personal code number through the lower
button-bank 34. The ordered number of bank-notes 31 has been fed to the withdrawal
opening 35, and is ready to be removed therefrom. Removal of the bank-notes from the
withdrawal opening is detected by a third detecting means, which immediately initiates
and steers return movement of arm 101 to its inactive, starting position (Figure 1).
[0015] The detecting means 12 arranged in the road and effective to sense or detect the
presence of a vehicle can be replaced with a unit having a similar function arranged
on the free end of the arm 101, i.e. a unit which detects the arrival of a vehicle,
and activates the unit 30 for controlling movement of the arm 101.
[0016] As illustrated in Figure 4, the arm 101 can also be moved sideways, as shown by the
arm positions referenced 101111 and 101 '''' . The further detecting means 12-30 is
arranged to control extension of the arm 101, so that the arm is extended to a suitable
length either perpendicularly from the wall,obliquely to the left or to the right,
depending on the position of the vehicle in front of the apparatus.
[0017] Many variants of the invention are conceivable. For example, the further detecting
means 12 may be constructed such that in the presence of a vehicle there is activated
a start means which can be reached by a customer seated in the vehicle. When the start
means is activated by the customer (e.g. a button is pressed) the arm is extended
outwardly, either through a constant distance (1 in Figure 4) or to a position in
which the free length of the arm and the respective angles of the arm in the horizontal
and vertical planes are controlled by the presence of the customer through the detecting
means (by the heat radiated from the customer). Guide means for steering an object
towards a heat source are known per se and need not therefore be described here. Preferably,
the outer edge of the free end of the arm comprises a strip of resilient (soft) material,
such as rubber, having incorporated therein a pressure-sensitive means effective to
stop outward movement of the arm when meeting a mechanical obstacle (wing mirror of
the vehicle or a like obstacle) during said outward movements of the arm.
[0018] In the aforegoing the invention-has been described with reference to an apparatus
by means of which a customer can make a withdrawal from his/her account, i.e. a bank-note
dispensing apparatus. It will be understood, however, that the invention can also
be applied in apparatus intended for depositing bank-notes or other valuable papers,
or in apparatus which are intended both for withdrawal and depositing purposes, without
departing from the scope of the invention. Such complex apparatus are known per se
from, for example, the U.S. Patent Specification 4,447,714.
[0019] A further modification resides in the provision of a handle on the free end of the
extendable arm 101, by means of which handle the arm can be extended towards a vehicle
located in front of the apparatus. Normally, the arm is latched in its inwardly inserted
position, so as to prevent it from being extended by vandals and the like. This latch
is only released when a passing vehicle has activated the unit 12 of the further detecting
means, therewith enabling the driver of the vehicle to extend the arm and carry out
his/her withdrawal. When extending the arm a spring is tensioned, which upon completion
of the withdrawal (or deposit) is automatically released and therewith causes the
arm to be retracted to its starting position. When this modification is incorporated,
the aforedescribed further unit 30 becomes obsolete.
Normally, sideways movement of the arm is restricted to
[0020] a sector which can be considered to represent a comfortable manouvering and gripping
position for a vehicular passenger, the limit of this sideways movement being determined
by a safety latch. Should, however, the pressure on the arm 101 exceed a pre-determined
value for some reason or other, for example, because the vehicle is driven away before
the arm has been retracted, the latch is released and the arm will accompany movement
of the vehicle, so as to avoid damage to the vehicle and to the arm.
1. An apparatus intended for the withdrawal and/or deposit of valuable papers, such
as bank-notes, cheques etc., and particularly intended for vehicular customers, said
apparatus incorporating a withdrawal and/or deposit opening (35) accessible to the
customer; transport means effective to transport valuable papers between a storage
space and the withdrawal and/or deposit opening, and requisite button-banks (32,34),
card-reader (33) and detecting and signalling means for enabling the transportation
of valuable papers to and from the withdrawal and/or deposit opening (35), characterized
in that the withdrawal and/or deposit opening (35), the button-bank (32,34), a card-insertion
opening (33), and parts of the transport means are arranged in connection with an
extendable arm (101).
2. An apparatus according to Claim 1, characterized in that the extendable arm (101)
is arranged to be extended towards a vehicle in dependence on the presence of the
vehicle in front of the apparatus.
3. An apparatus according to Claim 2, characterized in that in addition to the withdrawal
and/or deposit opening (35), the button-banks (32,34) and the card-insertion aperture
(33), the free end of the extendable arm (101) is also provided with a further detecting
means (30) arranged to control the extension of the arm (101) in its length, height
and lateral directions in dependence of a customer located in front of the apparatus.
4. An apparatus according to Claim 3, characterized in that the further detecting
means (12,30)comprises two units, of which one unit (12) is constructed to detect
the presence of a vehicle in front of the apparatus and to activate the remaining
unit (30) upon detecting such presence; and in that the remaining unit (30) is arranged
when activated, to effect control of the outward movement of the arm (101) in dependence
on the customer seated in the detected vehicle.
5. An apparatus according to any one of Claims 2-4, characterized in that a third
detecting means is arranged to detect completion of a withdrawal or deposit procedure,
and to cause the arm (101) to be retracted to its starting position immediately upon
detection of a completed procedure.
6. An apparatus according to Claim 2, characterized by a second detecting means (12)
for detecting the presence of a vehicle in front of the apparatus and activation of
a start means in response to the detection of said vehicle, said start means being
accessible to a customer seated in the detected vehicle, the free end of the arm having
provided around its outer edge a strip of resilient material (rubber) having incorporated
therein a pressure-sensitive means effective to stop outward movement of the arm when
meeting a mechanical object.
7. An apparatus according to Claim 1, characterized in that the extendable arm (101)
is provided on its free end with a handle by means of which the arm (101) can be extended
towards a vehicle located in front of the apparatus.
8. An apparatus according to Claim 7, characterized in that the free end of the extendable
arm (101), in addition to the aforesaid withdrawal and/or deposit opening (35), the
button-banks (30,34) and the card-insertion opening (33), is also provided with a
further detecting means (12) arranged to release the arm, which is normally latched
in its retracted position, so as to enable the arm to be extended by means of the
handle.
9. An apparatus according to Claim 7 or 8, characterized in that it includes a means
(e.g. a spring) for automatically retracting the arm (101) upon completion of the
withdrawal and/or deposit of valuable papers from or into the apparatus.
10. An apparatus according to any one of Claims 1-9, characterized in that it includes
a safety latch which when the arm (101) is subjected to pressure greater than a pre-determined
value, is released and therewith releases the arm for movement in the direction travelled
by the vehicle in front of the apparatus, therewith decreasing or eliminating risk
of damage to the arm or to the vehicle should the vehicle move away before the arm
has been retracted.
11 An apparatus according to any one of Claims 1-9, characterized in that the extendable
arm is a telescopic arm.